Our mission
Most people meet compound growth as an abstraction: a sentence in an article, or a single optimistic figure from a calculator that hides its assumptions. assetDCA exists to make the mechanics visible. You set the contribution, the horizon, the asset mix, the inflation and tax assumptions — and watch how each one bends the outcome, including the realistic range of results rather than one tidy line.
The aim is education, not persuasion. We don't sell a product, take a cut of any brokerage, or steer you toward a particular fund. The tools are free to keep the barrier to learning at zero.
Who is behind the site
assetDCA is built and maintained by [ YOUR NAME OR BUSINESS NAME ]. [ TODO: add a short, specific bio here — your background, why you built assetDCA, and any relevant experience. This is the single most important paragraph for finance-site trust. ]
How the simulator is built
Everything runs client-side in your browser. There is no account, no server-side storage of your inputs, and nothing to install. The financial engine is a set of pure functions:
- Deterministic projection. Each contribution is split across your chosen assets and compounded at that asset's expected return and your chosen frequency, so you can see per-asset growth as well as the total.
- Monte Carlo outcomes. Hundreds of randomised market paths are drawn from your portfolio's blended expected return and volatility, then summarised as a range — a median line inside a band of pessimistic-to-optimistic results, rather than a single guess.
- Real vs. nominal. Future balances are discounted by your inflation assumption so you can read results in today's purchasing power, not just headline dollars.
You can read more about the methodology on the FAQ, or just open the simulator and change an input to see it move.
Our editorial standards
- Educational, never advice. Nothing on assetDCA is a recommendation to buy, sell, or hold any security. See our Terms & Disclaimer.
- Assumptions are yours to set. Default return rates are rounded long-run historical averages used as starting points — editable estimates, not predictions.
- Reference data is labelled. The figures in the ETF directory are approximate, rounded snapshots for learning. We label them as illustrative and tell you to confirm current numbers with the fund issuer.
- No hype. We avoid guarantees, "can't-lose" framing, and cherry-picked best cases. Long-term investing carries risk, and the tools are designed to show that honestly.
Get in touch
Spotted an error, or have an idea to make the tools clearer? We'd genuinely like to hear it — email [ your-real-email@example.com ] or use the contact page.